{"id":240930,"date":"2022-02-28T14:35:46","date_gmt":"2022-02-28T14:35:46","guid":{"rendered":"https:\/\/getskinhelp.com\/?p=240930"},"modified":"2023-03-10T16:16:29","modified_gmt":"2023-03-10T16:16:29","slug":"health-insurance-plans-part-1-public-insurance","status":"publish","type":"post","link":"https:\/\/getskinhelp.com\/ch\/health-insurance-plans-part-1-public-insurance\/","title":{"rendered":"Health Insurance Plans | Part 1: Public Insurance"},"content":{"rendered":"

Image by Yasmin Ballew, Cornel Daily Sun<\/a> Contributor<\/p>\n\n\n\n

Each province and territory determines their own coverage under the Canada Health Act<\/a> and each provincial health insurance plan is supplemented through federal transfers.<\/p>\n\n\n\n

For this article we will use Ontario (OHIP \u2013 the Ontario Health Insurance Plan) as an example as each province is different in what services they cover.<\/p>\n\n\n\n

Think of your OHIP card as a provincial credit card for healthcare. But in this case, it is the government that pays your balance at the end of each month. That is what we call the \u201csingle payer\u201d system.<\/p>\n\n\n\n

And while OHIP pays for the majority of medical services, there are many not covered. Some of the most notable being:<\/p>\n\n\n\n

\u2022 Dental cleanings
\u2022 Ambulance services
\u2022 Orthotics
\u2022 Massage therapy
\u2022 Most prescriptions<\/p>\n\n\n\n

The vast majority of consultations on GetSkinHelp are covered by OHIP<\/a>, but not necessarily the treatment. For example, the removal of benign moles or skin tags are not covered and we (alongside other Ontario doctors) would need to charge you for those services.<\/p>\n\n\n\n

It is also important to note that not everyone is eligible for OHIP. You can find out if you are eligible by clicking on this link<\/a>.<\/p>\n\n\n\n

If you are currently ineligible for provincial healthcare benefits, you may be able to apply for the Interim Federal Health Program (IFHP) which temporarily covers specific groups.<\/p>\n\n\n\n

Eligible groups include:<\/p>\n\n\n\n

\u2022 Resettled refugees
\u2022 Protected person in Canada
\u2022 Refugee claimants
\u2022 Victims of human trafficking
\u2022 Detainees<\/p>\n\n\n\n

The Minister of Immigration, Refugees, and Citizenship assesses applications on a case-by-case basis. <\/p>\n\n\n\n

Stay tuned for part 2, where we will discuss private health insurance plans.<\/h5>","protected":false},"excerpt":{"rendered":"

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